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In considering your application we (On The Wheel) will search your record at a credit reference agency. They will add to your record details of our search and your application and this will be seen by other organisations carrying out later searches. It is important that you give us accurate information. 

We (On The Wheel) will check your details with fraud prevention agencies and if you give us false or inaccurate information and we suspect fraud we will record this. We (On The Wheel) and other organisations may use and search these records to help make decisions about credit and credit related services, for you and members of your household; trace debtors, recover debt, prevent fraud, and to arrange your accounts or insurance policies; check your identity to prevent money laundering unless you furnish us with other satisfactory proof of identity. 

You have a right, on payment of fee, to receive a copy of the information we hold about you if you apply to us in writing. We (On The Wheel) may pass on your details to other companies to send information about the product. We (On The Wheel) will contact you via email or telephone to let you know the outcome of your application.

*Finance example* Assumes you have a good credit rating with a £500 deposit. Representative example: borrowing £3,000 over 48 Months with a representative APR of 10.7%, the amount payable would be £62 a month, with a total cost of credit of £513 and a total amount payable of £3,013. These figure and rates will be based on each individual case.

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